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Ben Griffiths
Ben Griffiths
Brisbane, Australia

I built this site after years of sharing the same podcasts, videos, and books with anyone who asked me about Bitcoin. This is all of it, in one place.

If you would prefer one-on-one guidance, whether that is walking through your first purchase, setting up self-custody, or understanding how Bitcoin fits into your financial picture, I offer personal training sessions tailored to where you are in the journey.

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1Why Bitcoin?
2Basics
3Performance
4Institutional
4.5Break
5Adoption
6CBDCs
7Advanced
8Take Action
Back to Journey
Step 6 of 8

CBDCs & Policy

Governments aren't ignoring digital currency. They're building their own. Central Bank Digital Currencies (CBDCs) are being developed worldwide. Understanding the difference between CBDCs and Bitcoin is critical.

~20–30 min of content

The Surveillance Currency

A CBDC gives a central bank direct visibility and control over every transaction you make. They can programme your money to expire, restrict what you buy, or freeze your account instantly. This is not a conspiracy theory. These are stated design features.

CBDC
Government digital currency
Issued by central bank
Supply controlled by government
Full surveillance
Every transaction visible to the state
Programmable restrictions
Money can expire, be frozen, or limited
Censorship built in
Accounts frozen or seized at will
Unlimited supply
Can be printed infinitely, like fiat
Bitcoin
Decentralised sound money
No issuer
Fixed supply of 21 million, enforced by code
Pseudonymous
Privacy tools available, no central watcher
Permissionless
No third party can programme your money
Censorship resistant
Self-custody cannot be confiscated
Hard cap at 21 million
Mathematically enforced scarcity

130+ countries are developing CBDCs. Understanding the difference matters.

Over 130 countries are now researching, piloting, or launching CBDCs. The Human Rights Foundation tracks every one.

Tracker
CBDC Tracker (HRF)
Human Rights Foundation tracker showing every country developing or deploying a CBDC. See which stage your country is at.
Tracker
CBDC Tracker (Atlantic Council)
Detailed breakdown of 130+ countries exploring digital currencies. Includes pilot status, research phase, and launch data.

Debunking the FUD

As Bitcoin grows, so do the myths. Here are the most common ones, debunked.

"Quantum computing will break Bitcoin"

This is the new Y2K. Bitcoin's cryptography can be upgraded. The network has survived every technical and political attack thrown at it for 15 years. Quantum is a known variable, not an unknown threat, and the Bitcoin developer community has been preparing for it since 2016.

In fact, it's already being solved. BTQ Technologies announced the first successful demonstration of a quantum-resistant Bitcoin implementation using NIST-standardised post-quantum cryptography. Their Bitcoin Quantum Core Release 0.2 replaces vulnerable ECDSA signatures with ML-DSA, protecting the $2.4 trillion Bitcoin market from quantum attacks projected to emerge by 2030.

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